The short version. If your employer gives you a Lifestyle or Wellness Spending Account, a personal fitness training programme is often an eligible expense, so your Bodicise plan may cost you nothing out of pocket. A Health Spending Account usually won't cover it. Every employer chooses what its own account covers, so check yours first.
Which account
| Account | Does it usually cover a fitness programme? |
|---|---|
| Lifestyle Spending Account (LSA), Wellness Spending Account (WSA) or Personal Spending Account (PSA) | Often, yes. Many providers' standard lists include fitness programs, personal training or fitness consultants. Your employer decides the final list. |
| Health Spending Account (HSA) or Health Care Spending Account | Usually no. These cover medical expenses, and the Canada Revenue Agency lists fitness and gym fees as not eligible. |
How to claim
- Check your list. In your benefits app or booklet, look under your spending account for fitness, personal training or fitness programs. Not sure? Ask HR (there's an email below).
- Get your plan. Take the free assessment, then buy your 8-week plan ($29.99).
- Open your receipt. There's a Receipt link on your plan page and on the payment confirmation page. Print it or save it as a PDF.
- Submit the claim in your benefits provider's app or website, with the receipt attached.
What the receipt shows
Claims are approved on what the receipt says, so ours is written for this:
- Bodicise, 317 Hoople Ave., Cornwall, ON K6J 2A5, with our contact details
- A receipt number, the date, and the name and email on the payment
- The item: "Personalized 8-week fitness training program (personal training) – online"
- The programme's start and end dates
- The amount, the payment method and "Paid in full"
Ask HR in one minute
If your list doesn't mention fitness programs or personal training, ask. This opens a ready-made email you can send to HR or your benefits administrator:
Good to know
- Lifestyle spending accounts are a taxable benefit: your employer reports what you claim on your T4. That's normal and doesn't change whether the plan is eligible.
- We can't promise a claim will be approved. Eligibility is set by your employer's plan, not by us.
- Training through a partner gym? Your plan may already be free: check your gym's Bodicise page.